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Mortgage First Augusta sean@mortgage1staugusta.com 706-922-1684 or 706-399-5243
Mortgage First Augusta offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
30 Year Fixed Conventional
15 Year Fixed Conventional
30 Year Fixed FHA
30 Year Fixed VA
Adjustable Rate Mortgages (ARM's)
Jumbo 30 Year Fixed and ARM's

30 Year Fixed Conventional

Interest is fixed for an amount of time; e.g., 10, 15, 20, or 30 years, at which point the amortized principal is paid in full. The loan product offers stability to the homeowner in knowing what your payments will be.

Term: 30 years   Maximum Amount: $417,000

15 Year Fixed Conventional
Term: 15 years   Maximum Amount: $417,000

30 Year Fixed FHA

The Federal Housing Authority (FHA) insures qualifying home loans made by lenders. The program is designed to make it easier for some people, such as first-time home buyers, to get a loan. With an FHA loan, you may be able to make a smaller down payment or receive a better interest rate on your loan.  Please call Mortgage First Augusta for more information about the FHA Mortgage Product.

Mortgage First also offers a 15 year Fixed FHA Mortgage.

Term: 30 years   Maximum Amount: $271,050

30 Year Fixed VA

Military homebuyers have access to one of the most unique and powerful loan programs ever created.  This loan is available to Active and Retired Military and requires No Down Payment and not only can you buy a home with $0 down, but VA loans have low monthly payments and great low interest rates.

Mortgage First also offers a 15 year VA Mortgage and the Streamlined VA Refinance.

Term: 30 years   Maximum Amount: $417,000

Adjustable Rate Mortgages (ARM's)

An Adjustable Rate Mortgage (ARM) may provide you with the flexibility of a lower starting interest rate and initial monthly payment. ARM loans are well-suited for people who don't plan to stay in the property long-term, or expect their income to rise over time. It is important to keep in mind that the rate adjusts based on market rates, and fluctuates periodically based on financial market conditions, which may result in a higher monthly payment.

Mortgage First Augusta offers Adjustable Rate Mortgages for both Convential and FHA loans. 

Term: 30 years   Maximum Amount: $417,000

Jumbo 30 Year Fixed and ARM's

Loan Product for those loan amounts over 417,000



Term: 30 years   Maximum Amount: $2,000,000


Please call 706-922-1684 for real time rates.


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.